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Types of Dischargeable Debt

Anaheim Lawyer Serving Orange County, Los Angeles County, Riverside County & San Bernardino County

Many clients that call Ethan Chin Law mistakenly believe that filing for bankruptcy is the only option they have to clear debts and all debt will be wiped after a bankruptcy filing. Both assumptions are false. Not only are there options for reducing debt before filing for bankruptcy, but not all debts are eligible for discharge. Attorney Ethan Chin is a knowledgeable Anaheim attorney that can provide further guidance about what to expect when you file for bankruptcy.

Clients choose to work with EC Law because:

  • We provide free case consultations over the phone or in-person
  • Clients work directly with their attorney—not assistants or paralegals
  • We offer low fees and convenient payment plans for your convenience
  • We have 24/7 availability by appointment
  • Our firm proudly serves clients across Orange County, Los Angeles County, Riverside County & San Bernardino County
  • Offer Services in English, Korean & Spanish

Speak with Ethan today! Call (714) 551-5595 to take the first step in your bankruptcy case.

Understanding Dischargeable Debts in Bankruptcy

Dischargeable debts are those that are eliminated once the bankruptcy process is complete. There is no obligation to pay these debts back and creditors are unable to collect upon them after you have filed for bankruptcy.

Types of dischargeable debt include:

  • Business debt
  • Credit card debt
  • Medical expenses
  • Mortgage payments
  • Personal loans
  • Utility bills
  • Vehicle payments

It is also important to know what debts cannot be forgiven.

Debts which cannot be forgiven include:

  • Government debt such as student loans and unpaid taxes
  • Child support
  • Spousal support

Navigating Complex Bankruptcy Law

A skilled Anaheim attorney can provide more information about your unique situation and guide your expectations after bankruptcy. Ethan understands the stress that bankruptcy has on your life. He seeks to educate you on your options and why a lawyer can help secure a favorable outcome. Our firm's 24/7 availability is dedicated to putting our client's needs first.

Bankruptcy is a complex legal situation that needs the guidance of a knowledgeable and compassionate lawyer. Reach out to (714) 551-5595 or contact us online for a free consultation.

Why Choose Ethan Chin Law

  • Available 24/7 By Appointment

  • Meet In A Convenient Location

  • Free & Confidential Consultation

  • Services In English, Korean & Spanish

  • Nearly A Decade Of Experience

  • Optional Payment Plans

  • Dedicated & Caring